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I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.
Free Coloring Pages
Free Kawaii Coloring Pages + 75% Off
Local Ottawa-based author Basilia Vasileios is sharing 5 free printable coloring pages with the Ottawa Parents community.
Love them? Get the full 100-page Canadian kawaii coloring bundle on Etsy for 75% off with code OTTAWAPARENTS75. Offer valid during August.
Ottawa Public Library Programs This Week
Ottawa Public Library has lots of free programs for families happening across different branches this week, including:
📚 Family Storytime / Contes en famille
👶 Babytime
🧒 Toddlertime
🎨 Kids’ activities and workshops
🧩 Teen programs
👨👩👧 Parenting and family support programs
Most programs are free and take place at different library locations across Ottawa.
👉 Check the OPL calendar to find the closest branch, time, and program that works for your family.
Monday, August 10
Library Pick:
Not many big family events happening today, but Ottawa Public Library has several free programs worth checking out.
A few highlights include:
🎬 Family movie screenings
📚 Storytime for younger kids
🎨 Kids’ activities and creative workshops
👉 Check the OPL calendar to find the closest branch, time, and program that works best for your family.
Tuesday, August 11
Parenting in Ottawa (Series) at 1:00pm 📍OPL Ruth E. Dickinson
Pizza Party at 2pm 📍499 Terry Fox Dr
Turkwaz & Medusa at 7:30pm 📍Wood Terrace
Wednesday, August 12
Mommy & Me Playtime at 11am 📍Love Lyla Books
Turkwaz & Medusa at 12pm 📍Atrium O’Brien
Parenting in Ottawa Drop-in (Series) at 1pm 📍OPL Beaverbrook
Centrepointe Infant In-person Playgroup (Series) at 1:30pm 📍Centrepointe Child Care Services
Pizza Party at 2pm 📍499 Terry Fox Dr
Turkwaz & Medusa at 7:30pm 📍Wood Terrace
Thursday, August 13
Centrepointe In-person Playgroup (Series) at 9:30am 📍Centrepointe Child Care Services
Play and Grow Outdoors at 10am 📍3147 Carling Ave
Mommy & Me Playtime at 11am 📍Love Lyla Books
Pizza Party at 2pm 📍499 Terry Fox Dr
Hintonburg Night Market at 4-9pm 📍1088 Somerset St W
Ottawa GreekFest at 5-10pm 📍1315 Prince of Wales Drive
Free Thursday Nights 5-8pm📍the National Gallery of Canada , 5-7pm📍Canadian Museum of History, 5-7pm📍Canadian War Museum, 5-7pm📍Canadian Museum of Nature
Turkwaz & Medusa at 7:30pm 📍Wood Terrace
Friday, August 14
Family Movie (Series) Multiple Times and Locations
Programme de Soutien aux Familles from 9:30am to 4:30pm📍473 Cumberland St
Ottawa GreekFest at 5-11pm 📍1315 Prince of Wales Drive
Saturday, August 15
Kids Storytime & Craft at 11am 📍Love Lyla Books
Ottawa GreekFest at 12pm-11pm 📍1315 Prince of Wales Drive
Sunday, August 16
Kids Storytime & Craft at 11am 📍Love Lyla Books
Ottawa GreekFest at 12-10pm 📍1315 Prince of Wales Drive
Library Pick: Not many big family events happening today, but Ottawa Public Library has several free programs worth checking out.
👉 Check the OPL calendar to find the closest branch, time, and program that works best for your family.
Special discounts, local deals, and family-friendly offers — all in one place.
Check out this week's savings below! 👇
☔ Rainy Days Ahead?
With a few rainy days in the forecast this week, we created a free Rainy Day Activity Kit for Ottawa families.
Inside, you’ll find printable coloring pages, mazes, I Spy activities, and Rainy Day Bingo, perfect for a cozy day at home. 👇
NCC Weekend Bikedays
Join the club and get cool merch
Become a supporter and receive an exclusive Ottawa Parents T-Shirt, early access to giveaways, weekly coloring pages and special perks made just for our community.
